We are the pioneers of ‘Lending as a Service’ LaaS creating the tech stack NBFI’s, Banks & Fintechs can use to launch their lending business quickly and effortlessly.
Our customisable technology enables NBFIs, banks, retailers, startups, and fintechs to seamlessly offer instant instalments. Shorter duration BNPL or longer duration credit, finance solutions can be offered in a risk controlled and regulatory compliant manner. Our API based integration ensures quick and scalable deployments globally
We have been providing unsecured loans in the UK for nearly 20 years, so we understand this business better than most other Fintech companies. Our lending platform is modular and can be quickly changed to suit any currency or business use. We can create a sand box testing environment for a new lending product launch within weeks.
Pay Day Loans, short term credit demand is increasing all over the world due to inflation and the increased costs of living. Whether you are looking to launch a pay day style loan in South America, Africa, or Eastern Europe we can provide the tech stack end expertise to ensure your new lending solution is a success.
Our tech stack can be quickly amended to create a streamlined and efficient secured lending platform. The underwriters can use a cloud based CRM to value, and underwrite even complex non standard secured loans and second charge lending products. Our API’s and sand box environment ensure that the system is integrated with all third party software providers form land registry agencies to credit reference agencies.
Be passionate about everything we do. Ensure all team members are enthusiastic and do anything to help our colleagues
Always ensure we conduct ourselves with the utmost integrity and have strong principals of what is right however tough
The devil is always in the detail. Always be persistent, hard working and have full attention to quantifiable detailed data
Always be polite and respectful to our colleagues whatever their position, and continue this politeness to our customers
Be honest as it is always the best policy. Do not mislead, or lie, and always be open to both colleagues, regulators, and the
public
We must always question all of our practices and procedures to ensure we are always improving and leading by innovation
Our loan management software has been proven and refined over many years.
It enables you to launch quickly within days or weeks by leveraging our open API’s
Our software includes an extensive report suite with real time wall boards and deep dig reports so that you can monitor your performance easily
We can change interface in minutes to amend currency, language and interest rates to completely suit your products. The collections process can be amended to suit your strategy
We can provide a full back office team from our call centre and administration offices in South Africa to handle all of your admin and collections processes.
We’ll help you build & launch quickly
Launch your new lending product quickly with our 50+ APIs, detailed documentation,
and licensing model assistance, including credit scoring, open banking and
underwriting modelling.
We’ll do the difficult parts
Level the playing field with Valour’s LaaS platform. We can provide comprehensive
support throughout the lending process including key aspects of risk assessment,
customer journey, and the provision of customer support, forbearance and cash
collections processes. Get access to sales and marketing, technical assistance. Get
access to LaaS infrastructure, PCI widgets, and expert guidance to establish a robust
lending infrastructure enabling you to compete easily with and create a best in business
solution.
We’ll help you expand
Expand your business into new markets with ease using Valour's pre-built lending
infrastructure. Customise and integrate it into your existing technology to launch new
lending and services in the Europe, UK, USA, Canada, Australia, Africa, The Middle East
and beyond. Our expert support will help you navigate the complex regulatory
landscape of different markets, giving you the confidence to expand.
We'll raise the bar
Partner with the best in the fintech industry through Valour's strong partnerships with
top banks, schemes, and other finance related partners. Navigate the complex
regulatory landscape and make informed decisions to ensure you launch the right
lending product to ensure you achieve your desired ROI on your capital.